Choosing the right type of home loan: In Today’s Sacramento Real Estate Market, Which Home Loan is Best For Me?
Which Home Loan is Best?How do I Decide on a Home Loan?Sacramento Home Buyers frequently ask me if What Type of Home Loan Should I Get? Choosing the right type of home loan is an important part of the process. There are a few things you should be clear on as a home buyer, even before you Decide on a Home Loan. First : No matter Which Home Loan You Decide to use, its best to be clear about certain points- How long do I plan to live in this house? Where do I see myself in five or ten years? Do I have to or want to make home improvements? Do I want to keep cash on hand for other investments? Can I take financial risks? Do I...
Sacramento Short Sale Center’s Sacramento Foreclosure Report
[caption id="attachment_2900" align="aligncenter" width="288" caption="Sacramento Short Sale Center's Sacramento Foreclosure Report"][/caption] Brought to you by The Hoyt Group; Sacramento's Premier Short Sale Team, Led by Forth Hoyt, Sacramento Short Sale Specialist Foreclosure Cancellations way up in Sacramento and California as a whole. Banks have slowed foreclosure filings everywhere in the nation, and Sacramento is no exception. Sacramento Foreclosures have been cut dramatically in the past year. For instance, Sacramento Notice of Default Filings have decreased from 2,234 in May 2009 to only 1,327 in May 2010. Notice of Trustee Sale Filings in Sacramento have also decreased in the past 12 months to 1,546 from 2,344 last may. Bank Foreclosures, or Sacramento homes actually sold at the courthouse steps have...
Many Sacramento Homeowners Stop Paying Mortgages
[caption id="attachment_2603" align="aligncenter" width="219" caption="Many Unerwater Sacramento Homeowners Stop Paying"][/caption] 12.33 percent of the Sacramento's homeownerswho have a mortgage are either in foreclosure, have lost their homes or are three months late with the payments The first national decline in foreclosures in five years, reported in April by RealtyTrac was hailed as a sign that the housing market could be recovering.But concerns about the future linger, as experts say the foreclosure numbers don’t paint an accurate picture. That’s because the number of people who are more than three months late on their mortgage payments has continued to escalate without sign of a slowdown. These are homeowners who could be facing foreclosure, but for a variety of reasons their lenders have not initiated foreclosure...
Sacramento ByDesign merges with ClearPoint beginning on May 1.
Central Valley Credit Counseling Company Being Acquired • ByDesign Financial Solutions merges into ClearPoint Credit Counseling Solutions • May expand Central Valley footprint ByDesign Financial Solutions is being acquired by ClearPoint Credit Counseling Solutions of Richmond, Va., effective May 1. ByDesign is a nonprofit organization that offers its services in the Central Valley as Consumer Credit Counseling Service of Central Valley and Consumer Credit Counseling Service of the Sacramento Valley. It has offices in Fresno, Stockton, Modesto, Merced, Sacramento and Redding as well as Southern California. ByDesign will conduct operations as ClearPoint beginning on May 1. “This merger combines our agencies’ respective strengths in credit counseling, housing counseling and financial education into one organization with national presence but a local focus,” ByDesign says. The merger may...
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