Am I Eligible For HAFA?
[caption id="attachment_5566" align="aligncenter" width="412" caption="HAFA Cash For Keys $3,000"][/caption] HAFA IS HOT! As a Sacramento, CA Short Sale Expert and Certified HAFA Short Sale Specialist I am getting at least five calls per week: Am I Eligible For HAFA? What are the HAFA Eligibility Requirements? Do you have only one loan? Do you have two or even three loans? Each Servicer/Investor (who service and own your loan) must be Participating in HAFA- Call me today- 916-316-3810 In five minutes we can find out whether you are eligible for HAFA's Recourse protection and HAFA's $3,000 In Cash For Keys (Relocation Assistance) Questions On Your Particular Situation? Do Not Wait!! Time Is Of The Essence! The Foreclosure Process and California Foreclosure Timelines And California Short Sale Timelines...
Certified Short Sale Negotiator Explains Deed Of Trust VS Mortgage
[caption id="attachment_5521" align="aligncenter" width="571" caption="California Deed Of Trust California Deed Of Trust State - Explanation"][/caption] As a Sacramento Short Sale Expert and Certified Short Sale Negotiator, I have grown to love this Real Estate market and running a successful Short Sale Business. One of the most enjoyable things about my business is working with and teaching homeowners and home buyers on the market and the housing economy. I'm constantly educating sellers and buyers how California's Deed of Trust works: Deed Of Trust VS Mortgage; Mortgage vs. Deed of Trust: There are two basic documents that can be used to establish the security for the loan: a mortgage or deed of trust. Most states require a mortgage but in California, we use a deed...
Sacramento Loan Modification Help From a Certified Foreclosure Options Expert
You've Gotta Try! Nearly 5% of Loan Mods Are Successful!! I have been asked several times; Who can help me with my Sacramento loan modification? Finally! Sacramento Loan Modification Help! Sacramento Short Sale Expert Forth Hoyt; Folsom's Multi-Certified Pre-Foreclosure Expert and Home Retention Advocate, along with Foreclosure Options Experts At Wereheretohelp.org and Folsom Keller Williams have written and recently compiled an in-depth loan modification packet to help Sacramento Area Homeowners keep their homes. This is a brand new report that includes step by step loan modification instructions and "do it yourself Loan Mod Kit" available for free! Read The Entire Story And Order Your Loan Mod Kit Today!
What Documents Are Required For A Short Sale? The “Killer” Short Sale File
[caption id="attachment_4876" align="aligncenter" width="212" caption="A Great Short Sale Package Is The Beginning To A Successful Short Sale"][/caption] Investigating a Short Sale? Contact us Today At Forth Hoyt’s Sacramento Short Sale Center What documents go in a short sale package? Folsom Certified Short Sale Specialist and Certified Short Sale Negotiator Forth Hoyt talks about the benefits of putting together a "killer" short sale file. A well organized, complete, well thought out, strategically orchestrated, professional looking short sale package allows the bank or servicers short sale negotiator to have everything they need to to begin the process of negotiating your short sale with the investor (the owner of your note). Organized, concise, indexed and complete, a killer short sale file sets your file apart from...
Sacramento County Short Sale Expert Report
Sacramento Short Sale Information And News [caption id="attachment_1688" align="aligncenter" width="300" caption="HAMP Report Card For February"][/caption] ADMINISTRATION RELEASES HAMP FEBRUARY LOAN MODIFICATION REPORT Number of permanent modifications increases by 45 percent WASHINGTON - The U.S. Department of the Treasury and the Department of Housing and Urban Development (HUD) today released February data for the Administration's Home Affordable Modification Program (HAMP). As of the end of the month, more than one million borrowers were receiving a median savings of $500 each month - a 36 percent median monthly payment decrease. Permanent modifications have been granted to 170,000 homeowners and an additional 91,800 permanent modifications have been approved by servicers and are pending only borrower acceptance. These are some troubling numbers... Only about 12% Success rate! Number of...
Sacramento Short Sale Expert Report: Short Sale Advice for Sacramento Area Homeowners
[caption id="attachment_953" align="alignright" width="267" caption="Short Sale Files"][/caption] Short Sale Effects on Credit Effects of distressed home ownership on credit; short sale vs. foreclosure- what's the difference? Why go through all the hassle? Why not just walk away and give it back to the bank? Are you contemplating a foreclosure to solve your mortgage problems; just walking away and waiting for the bank to take it back? Consider this: you may be doing neuclear damage to your credit by allowing the banks to control the timeline of yor solution! The banks are not taking properties back, you may have 18, 20, 24 or more months without a payment on your credit report. Do you know what that will do to your score? Do you know how long it will take...
Short Sale Unplugged
Sacramento Short Sale Expert Report By a Certified Pre-Foreclosure Specialist, Forth Hoyt Sacramento Short Sales now 21.5% of Market Sacramento’s Short Sales have taken over the market! And Sacramento has recently been a perfect storm for short sales.Short Sales will be the "all the rage" in 2010 for many reasons, but I thought I'd write a real basic article about how we got here... A short sale specialist can give you a very accurate indication of the chances you have of completing a short sale, after looking at your situation and your. Every bank is different and your short sale expert knows which banks and secondary market investors have the best systems, guidelines and policies to process these challenging transactions, and can look at your individual case...
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