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Sacramento Short Sale & Foreclosure News:

Folsom Short Sale Agent Answers: Who Owns My Loan? Fannie Mae or Freddie Mac?

Who owns your loan Fannie Mae or Freddie Mac?  How do I find out who owns my loan?   As a Sacramento Short Sale Specialist and a Multi-Certified Short Sale Negotiator, there are several tools we use nearly every day here as Folsom short sale Specialists at The Sacramento Short Sale Center,  in our research of the mortgages in the short sale files we are negotiating. One example are the easy quick links that Fannie Mae and Freddie Mac have provided for homeowners to look and see if they are tho owners of their note, or are the "investor". Loan modification and short sale guidelines and policies are very, very investor and servicer specific, so it is a very good idea to know who...

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Options To Foreclosure:

FHA Guidelines- MORTGAGEE LETTER 2008-43

  Following FHA's Short Sale Program allows homeowners to purchase immediately after a short sale.  Read the FHA Short Sale Guidelines and FHA repurchase program that affects short sales on All HUD Properties. December 24, 2008                                                                Mortgagee Letter 2008-43   TO:                             ALL HUD-APPROVED MORTGAGEES   ATTENTION:           Single Family Servicing Managers   SUBJECT:                             Pre-Foreclosure Sale (PFS) Program -...

Loan Modification News:

Your Guide to a Successful Loan Modification

  You're Guide to a Successful Loan Modification- Getting Your Lender to Say "YES" Provided by Folsom's HAFA Certified Short Sale Specialist And Experienced Sacramento Area Short Sale Negotiator   Table of Contents Section 1- You, Your Family and Your Mortgage Section 2- Loan Modification Programs Section 3- Options other than a Loan Modification Section 4- If...

California Foreclosure Law:

Certified Short Sale Negotiator Explains Deed Of Trust VS Mortgage

As a Sacramento Short Sale Expert and Certified Short Sale Negotiator, I have grown to love this Real Estate market and running a successful Short Sale Business. One of the most enjoyable things about my business is working with and teaching homeowners and home buyers on...