[caption id="attachment_5763" align="aligncenter" width="484" caption="Folsom Short Sale Specialist Reports Short Sales In Folsom July 2012"][/caption] We have seen a huge decrease in overall homes available in Folsom, From over 150 homes available every month a year ago, to less than 70 homes per month available this year! The July Folsom Short Sale Report shows short sales in Folsom are now finally closing faster than they are being listed- new Folsom Short Sales have been reduced by 74% year over year! 1 month 1 year June 12 July 12 % Change July 11 July 12 % Change For Sale 12 13 8.3% 50 13 -74% Sold 23 20 -13% 25 20 -20% Pended 20 36 80% 29 36 24.1% ; Are you struggling with a bloated payment? See http://howtokeepmyhome.info and also look at How to Stop Folsom Foreclosure Sale Date with Folsom Short Sale Specialist Or are you working...
Who owns your loan Fannie Mae or Freddie Mac? How do I find out who owns my loan? As a Sacramento Short Sale Specialist and a Multi-Certified Short Sale Negotiator, there are several tools we use nearly every day here as Folsom short sale Specialists at The Sacramento Short Sale Center, in our research of the mortgages in the short sale files we are negotiating. One example are the easy quick links that Fannie Mae and Freddie Mac have provided for homeowners to look and see if they are tho owners of their note, or are the "investor". Loan modification and short sale guidelines and policies are very, very investor and servicer specific, so it is a very good idea to know who...
[caption id="attachment_5495" align="aligncenter" width="450" caption="How can you stop a foreclosure sale?"][/caption] So the Foreclosure Sale Date Has Been Set on your Folsom Home in Foreclosure... Now What? How can I stop a Trustee Sale? What does it take to stop a foreclosure? How can you postpone a foreclosure sale date? How do you find a Short Sale Specialist in Folsom? Who is the best short sale agent in Folsom? Well, Home Owner Beware- by the time your foreclosure sale date has been noticed and scheduled, your Foreclosure or Trustee Sale Date is sometimes only three weeks away- not a lot of time to set the wheels in motion for a strategy to stay in the home and avoid foreclosure. It is a harrowing and...
[caption id="attachment_5450" align="aligncenter" width="570" caption="How-To Loan Mod Kit and Successful Loan Modification Report"][/caption] You're Guide to a Successful Loan Modification- Getting Your Lender to Say "YES" Provided by Folsom's HAFA Certified Short Sale Specialist And Experienced Sacramento Area Short Sale Negotiator Table of Contents Section 1- You, Your Family and Your Mortgage Section 2- Loan Modification Programs Section 3- Options other than a Loan Modification Section 4- If You have a 2nd Mortgage Section 5- Keep An Eye Out For Scams Section 6- Seven Things NOT TO DO Section 7- Where To Get Good Information Section 8- Getting Your Lender To Say “YES" Section 9- Glossary of Terms Blank Conversation Log Section l - You, Your Family and Your Mortgage lf you are dealing with a mortgage that makes it difficult for you remain current on...
[caption id="attachment_5350" align="aligncenter" width="225" caption="CDPE's are trained to know the options designed to keep clients in their homes and out of foreclosure."][/caption] Does your agent specialize in Short Sales? Why would he? To understand the short Sale Process at a very high level! By Forth Hoyt CDPE, CRS, Certified HAFA Specialist,Dave Ramsey ELP, PFC, RDCPro, A-REO, SFR,SRES, e-PRO, And Master's Club Life Member. How did this happen? How did our housing sector get so messed up? Those of us who bought a home over the past five years or so, had no idea about the kind of economic upheaval that was going to follow. In fact, it appears that no one actually anticipated what was in store. But here we are. Nationwide, an estimated one...
West Sacramento,CA - Time to Foreclose The above information comes from Foreclosureradar.com. It shows the average: Time to foreclose in West Sacramento— West Sacramento Short Sale Expert and Foreclosure Option Specialist Forth Hoyt Reports on West Sacramento Foreclosure Time Lines. The average number of days between the filing of the Notice of Default and the final Foreclosure auction in Yolo County that occurred during the specified month- Time to Resell—The average number of days between the final sale at auction and when the property was resold by the bank or 3rd party- This graph helps to illustrate one of the most significant benefits of doing a short sale in West Sacramento- the time it takes to get a bad situation behind you through the foreclosure process...
[caption id="attachment_5650" align="alignright" width="267" caption="Short Sale Files Contain Information on the Seller's Finacials, The Buyers info and Info on the Short Sale Offer"][/caption] Short Sale Files Contain Information on the Seller's Finacials, The Buyers info and Info on the Short Sale Offer Folsom Short Sale Specialist Forth Hoyt Answers more questions about short sales. I have completed nearly every Short Sale Certification and Designation class I have ever come across. I love to learn and I am driven to understand, share my knowledge and teach my clients and prospects. I closed my first short sale in 2006 and have now closed more short sales than nearly any other Short Sale Agent in the Folsom Area. I can truthfully say there is not a question...
[caption id="attachment_3698" align="aligncenter" width="200" caption="Certified HAFA Specialist Designation"][/caption] Sacramento Short Sale Specialist and Certified Expert Short Sale Negotiator Forth Hoyt adds yet another Short Sale Training Certification! Looking for a Sacramento area HAFA agent? Well, you'll never guess what I've recently done; I have completed the training for HAFA and added another Short Sale Certification! Can you believe it? I'm going to run out of room on my business card! I just added the Certified HAFA Specialist Designation from the California Association of Realtors... I am now one of the very few Sacramento area HAFA Certified Specialists! You might wonder; does that really matter? If you are talking about the little letters behind my name; no they really don't matter. Other than letting people...
[caption id="attachment_3518" align="aligncenter" width="400" caption="Stop Foreclosure With A Short Sale! Call A Short Sale Specialist!"][/caption] Short Sales In the Sacramento metro area including Sacramento Placer and El Dorado Counties are finally becoming a legitimate, viable option to foreclosure. It is finally becoming common for homeowners to stop foreclosures With Short a Short Sale in Sacramento. [caption id="attachment_3521" align="aligncenter" width="400" caption="Pended and/or Approved Short Sales in Sacramento, Placer And El Dorado Counties Are Becoming a Viable Way to Stop Foreclosure!"][/caption] As you can see, the number of Approved Short Sales (short sales that go into pending status in our MLS system are short sales that have been approved by the bank or servicer. Short Sale Approval Letters are the result of...
How To Write the Killer Short Sale offer In Sacramento Courtesy of SacramentoRealEstateTalk.com Sac Placer ED Counties Short Sales 03 19 10 Another Sacramento Certified Short Sale and Pre-Foreclosure Specialist Report: If you want to buy a home in the Sacramento area; you'd better get honed up on Short Sales! In some Sacramento area neighborhoods, short sales represent way over 75% of the inventory of active homes for sale. Short sales are getting easier to get approved so Short Sales are going pending much faster now too. As our Sacramento real estate market evolves; short saleswill continue to be approved faster, smoother and more efficiently. Buying any home that represents a great deal in our market is not easy. Well priced homes are...
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