Folsom Short SaleTaxes; Saved By Fiscal Cliff?
[caption id="attachment_5921" align="aligncenter" width="295" caption="Folsom short sale specialist explains Short Sale Tax Relief"][/caption] Folsom Short Sale Specialist explains how: Fiscal Cliff Helped Folsom Short Sales? How did the Fiscal cliff help Folsom homeowners? Upside-down homeowners in Folsom now owe no taxes on their Folsom Short Sale! Folsom Homeowners who do short sales — selling their homes for less than they owe to the bank — got a break when a deal was made in Washington on the fiscal cliff. Folsom short sales won’t owe Federal taxes to the IRS on the difference between the sale price and the loan debt. (Which was the case before 2007) because the Mortgage Forgiveness Debt Relief Act was extended. Read more here at: Folsom Short Sale Specialist Announces Debt Relief...
Folsom Short Sales! Brand New Short Sale Program Allows Sellers To Stay In Home! Supplemental 11-02
[caption id="attachment_5681" align="aligncenter" width="436" caption="Happy Folsom Family Stays After Short Sale"][/caption] Seller Stays In Home After Folsom Short Sale! Folsom Certified HAFA Short Sale Specialist Forth Hoyt, Announces New HAFA Supplemental Guidelines: A Brand New Program May Allow Folsom Short Sale Homeowners To Stay! Newest HAFA Guidelines May Allow Families To Stay In Their Home After A Short Sale! It's Almost as good as a principle reduction in Folsom to today's market value! You see the Home Affordable Foreclosure Alternatives ( HAFA) program in the past required that a short sale be an “arm’s-length” transaction, meaning the buyer and seller could not be related and could not have had a prior prior agreement for the homeowner to stay in the property after a short...
Folsom Short Sale Agent Answers: Who Owns My Loan? Fannie Mae or Freddie Mac?
Who owns your loan Fannie Mae or Freddie Mac? How do I find out who owns my loan? As a Sacramento Short Sale Specialist and a Multi-Certified Short Sale Negotiator, there are several tools we use nearly every day here as Folsom short sale Specialists at The Sacramento Short Sale Center, in our research of the mortgages in the short sale files we are negotiating. One example are the easy quick links that Fannie Mae and Freddie Mac have provided for homeowners to look and see if they are tho owners of their note, or are the "investor". Loan modification and short sale guidelines and policies are very, very investor and servicer specific, so it is a very good idea to know who...
Another Approved Folsom CA Short Sale! 948 John Murray Way Folsom
[caption id="attachment_5135" align="aligncenter" width="400" caption="948 John Murray Way Folsom Ca 95630"][/caption] Folsom Short Sale Agent and Multi Certified Folsom Short Sale Specialist Forth Hoyt Does it Again! Welcome Home! ...to this Wonderful Willow Springs home~within walking distance to Livermore Community Park~downstairs bedroom and bath~Separate family room~formal dining~Island kitchen~Inside laundry room~The oversized rear yard has been professionally landscaped with over 20 trees and rosebushes, a little TLC will make it shine again. As a Folsom Short Sale Specialist and Folsom Certified Short Sale Negotiator, I negotiate with the bank in order to get 'short sale approval' to sell your home for less than you owe. This process takes knowledge, experience, tenacity and skill as the short sale process...
Folsom Short Sale Information Presented By Folsom Certified HAFA Short Sale Specialist
[caption id="" align="alignnone" width="600" caption="Folsom Short Sale Help And Information... Successful Short Sales in Folsom Are Increasing!"][/caption] Sacramento Short Sale Specialist and Folsom Certified Short Sale Agent Forth Hoyt reports the Folsom Short Sale Market for March 2011. This Folsom Short Sale Information presented by Folsom Certified HAFA Short Sale Specialist. Short Sales have been a major part of our active inventory here in Folsom for some time now. Finally, Short Sales are becoming a significant part of our closings. Successful short sales in Folsom and subsequent Folsom Short Sale closings have increased to become just under 30% of our closed sales. As a Folsom Short Sale Specialist and Folsom Certified Short Sale Negotiator, I negotiate with the bank in order to get...
Folsom Short Sale Agent Explains Short Sale Process to Short Sale Candidates in Folsom
[caption id="attachment_4902" align="aligncenter" width="275" caption="How To Short Sale 101: By Folsom Multi-Certified Short Sale Specialist Forth Hoyt"][/caption] What is a short sale? A Short Sale in real estate is when a home is sold for market value that is lower than the amount of the debt owed. The Short Sale Process is actually two transactions running side by side, more or less simultaneously. The first transaction is just "real estate 101". This is the transaction between you, the Folsom Short Sale Seller and the short sale buyer. This transaction contains all the traditional real estate time-lines, disclosures and contingencies but also additional addendum's and disclosures letting all parties know that, among other things, it is contingent upon third party approval. The other transaction is...
How Do I Short Sell My Folsom Home? What Will HAFA Do To Help Me?
[caption id="attachment_3501" align="aligncenter" width="400" caption="Stop Foreclosure In Folsom With A Short Sale"][/caption] Hi! I am a Short Sale Listing Specialist in Folsom and A Sacramento Certified Short Sale Specialist who likes to write about Short Sales, the new HAFA Government Short Sale Program and How The Short Sale Process Works. I'm constantly communicating with Struggling and Upside-down homeowners in Folsom and the entire Sacramento area about how Short Sales Can Keep Homeowners Out Of Foreclosure, and Short Sale Information in general. I talked to two people Today who both called off my website. Both were Struggling Homeowners who are Upside Down In Folsom. They both basically asked "How Do I Short sell My Folsom Home?" Both had questions about HAFA ; how HAFA works and who...
Sacramento HAFA SHORT SALE SPECIALIST Answers: Can I Do HAFA? HAFA Short Sale Facts And Fiction
[caption id="attachment_3310" align="aligncenter" width="450" caption="HAFA HELP, HAFA FACTS AND HAFA ANSWERS "][/caption] [caption id="attachment_5259" align="aligncenter" width="200" caption="Certified HAFA Specialist Forth Hoyt "][/caption] Sacramento Certified HAFA Short Sale Specialist and Folsom Multi-Certified Short Sale Expert Forth Hoyt Explains More HAFA Facts: The Newest Government Anti- Foreclosure Program; HAFA Has A Lot Of People Asking Questions. Here Are Many Questions I Have Been Answering Lately About HAFA or The Home Affordable Foreclosure Alternatives Program: What is a HAFA Short Sale and how does a HAFA Short Sale work? The HAFA Government Short Sale Program was created in the wake of a Failing HAMP loan modification program that only provides less than 50% of its applicants with any type of successful modification, and of those 40ish% that successful,...
How Do I Short Sale My Sacramento Area Home? Short Sale Training For Homeowners
[caption id="attachment_3090" align="aligncenter" width="310" caption="HAFA Is The Latest Government Short Sale Program"][/caption] FOLSOM Certified Short Sale Specialist and Sacramento area Short Sale Expert Forth Hoyt answers common questions from Sacramento Short Sale candidates; How do I get started in Short Selling My Home? How do I do A Short Sale On my Home? Short Sale Training 101 For Sacramento Area Homeowners: What are the steps, what's the Short Sale Process, the Short Sale Timelines? What is a Short Sale Package? What are the required short sale documents that make up the Short Sale Package? What do the banks consider as a Hardship for a Short Sale? And what can I expect as we get started? As a Certified Short Sale Specialist and Expert...
Sacramento Area Certified Short Sale Specialist Answers: Why Do A Short Sale?
Short Sale- A Better Route NEWEST Government Programs … Check Your Eligibility Now. Certified Sacramento area short sale expert Forth Hoyt answers questions on Foreclosure Avoidance and Short Sales. Many Sacramento area homeowners are looking for foreclosure options and foreclosure avoidance advice from a Short Sale Expert. Many already know how they want to proceed and are looking for a short sale agent. As a Folsom short sale agent and top Sacramento area short sale Realtor, I am frequently asked about why a homeowner should stay out of foreclosure. "Why Not Just Go To Foreclosure?" To stay in control of the situation, get through the process faster and reduce the damage to your credit. Foreclosures damage to credit is not only...
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