Short Sales in Sacramento are up in 2015
[caption id="attachment_18508" align="aligncenter" width="300" class=" "] Short Sales in California are many times the reason for a foreclosure sale postponement[/caption] Short Sales in Sacramento are certainly up lately,California short sales and foreclosures up 2.2 percent Q1 2015 and as I look for reasons I come across information showing that Short Sales in California as a whole are increasing. Sacramento Short Sales are poised to increase further, as California is up 58 percent in Bank Repossessions (24-month high). The percentage of short sales and foreclosures advanced 2.2 percent in the first quarter of 2015, the largest increase seen since 2012. The new home distressed data from Clear Capital, shows that many areas are still struggling to recover from the losses seen during the...
How Important is the Hardship Letter? The Short Sale Hardhip Letter Sets The Stage
[caption id="attachment_5047" align="aligncenter" width="400" caption="Short, Sweet And To The Point- The Hardship Letter Summarizes and Explains The Sellers Situation"][/caption] As a Short Sale Agent in the Sacramento Area; I get this question all the time:The Hardship Letter- How important is it? Sacramento Certified Short Sale Specialist Forth Hoyt answers questions about short sale hardship letters and provides Example Hardship Letters. Some of the most frequently asked questions I get have to do with the Short sale Hardship Letter: "How do I write the best hardship letter?", " How much detail should I put in the hardship letter"? or "What is a Hardship Letter?" The simplest and quickest answer is that the hardship letter explains what caused the financial hardship and is like a...
Chase Outreach Short Sale Program Helps Sacramento Investor
[caption id="attachment_4822" align="aligncenter" width="259" caption="Chase's New Short Sale Outreach Program Pays Owners To Participate- And Stay Out Of Foreclosure!"][/caption] Can You Short Sale your Home With A Chase Loan? Chase Bank Has a New Short Sale Outreach Program... A last minute Google search for Sacramento Certified Short Sale Specialist brings me another Sacramento Short Sale and helps another borrower avoid foreclosure! Has Chase Contacted You By Mail With Information About The J.P. Morgan Chase Short Sale Incentive Program? Call 916-316-3810 or Contact us Today At Forth Hoyt’s Sacramento Short Sale Center I was contacted yesterday by an investor who owns a Short Sale A triplex in North Sacramento in the 95838 Zip Code. She frantically explained that she needed to get her property listed...
CDPE Folsom Short Sale Agent Specialist Designation
[caption id="attachment_4693" align="aligncenter" width="300" caption="Too Many Homeowners Facing Foreclosure Proceed Without Assistance Or Advice From a Trained Expert."][/caption] CDPE is just one of my pre-foreclosure solution designations See how I Ensure Buyer Motivation and KEEP OUR SHORT SALE BUYERS SINCERE! Sacramento Certified Short Sale Specialist and Folsom Expert Short Sale Negotiator Forth Hoyt provides information dispelling many short sale misunderstandings and short sale myths. Many underwater Sacramento area homeowners have some deeply held beliefs about short sales that are totally false- As a Sacramento Certified Distressed Property Expert, and Folsom CDPE designation holder I have access to an array of information and thought I'd post this information again. I have posted this information a couple other times here, this...
SB931 Signed Into Law; California Homeowners Get Deficiency Protection After Short Sale!
SB 931 signed into law. New Civil Code Section 580e will stop deficiency judgments on short sales in California Deficiency for short sales in California are illegal on first mortgages! No Deficiency after short sale: Civil Code 580 non recourse second Sacramento Certified Short Sale Specialist and Expert Sacramento area Short Sale Negotiator Forth Hoyt Reports: New Government Foreclosure Prevention Program Eligibility- Which Programs Do You Qualify For? California Gov. Arnold Schwarzenegger signed senate bill SB931 into law Oct. 1. The new short sale law prohibits mortgage holders from pursuing deficiencies after a short sale has been accepted. The law covers all first mortgages, and applies whether or not the property has been refinanced. Before S.B. 931, many distressed homeowners who sold their homes for less...
Sacramento Short Sale Specialist Reports Wells Fargo Stops Extensions On Short Sales
[caption id="attachment_3725" align="aligncenter" width="300" caption="Wells Fargo Stops Extending or Rescheduling Foreclosure Trustee Sales"][/caption] Sacramento Certified Short Sale Specialist and Sacramento Area Expert Short Sale Negotiator Forth Hoyt Reports: Wells Fargo Short Sales will need to be smooth, efficient and timely! Contact a Sacramento Certified HAFA short sale expert today! So they say wells fargo trustee sale postponements are are now a thing of the past- \According to DSNews,There's no Wells Fargo foreclosure sales or Trustee Sales being delayed any longer. We just experienced that on a Wells Fargo deal the other day. It was actually a World Savings, which became Wachovia and then eventually a Wells Fargo short sale . We had been having a hard time getting documents gathered from the sellers. They...
Sacramento Short Sale Agent’s Fees And Commisions Are Always Paid For By The First Leinholder
[caption id="attachment_3647" align="aligncenter" width="250" caption="Sacramento Short Sale Specialist Explains Short Sale Fees And Short Sale Commissions"][/caption] Sacramento Certified Short Sale Specialist and Expert Short Sale Negotiator Forth Hoyt explains Short Sale Commissions. It seems every time I sit down with a Sacramento area short sale prospect for an initial consultation, either at their home or in my office, the question always comes up: Who pays your fees? How do you, the Sacramento short sale agent get paid? Sacramento short sale specialist agent who is Certified and trained to represent you in negotiations with your lender, we never charge homeowners and always negotiate our fees with the banks. Good question, I answer; you see, just like any seller, my fees for short selling...
How Do I Short Sell My Folsom Home? What Will HAFA Do To Help Me?
[caption id="attachment_3501" align="aligncenter" width="400" caption="Stop Foreclosure In Folsom With A Short Sale"][/caption] Hi! I am a Short Sale Listing Specialist in Folsom and A Sacramento Certified Short Sale Specialist who likes to write about Short Sales, the new HAFA Government Short Sale Program and How The Short Sale Process Works. I'm constantly communicating with Struggling and Upside-down homeowners in Folsom and the entire Sacramento area about how Short Sales Can Keep Homeowners Out Of Foreclosure, and Short Sale Information in general. I talked to two people Today who both called off my website. Both were Struggling Homeowners who are Upside Down In Folsom. They both basically asked "How Do I Short sell My Folsom Home?" Both had questions about HAFA ; how HAFA works and who...
Sacramento Short Sale Center’s Sacramento Foreclosure Report
[caption id="attachment_2900" align="aligncenter" width="288" caption="Sacramento Short Sale Center's Sacramento Foreclosure Report"][/caption] Brought to you by The Hoyt Group; Sacramento's Premier Short Sale Team, Led by Forth Hoyt, Sacramento Short Sale Specialist Foreclosure Cancellations way up in Sacramento and California as a whole. Banks have slowed foreclosure filings everywhere in the nation, and Sacramento is no exception. Sacramento Foreclosures have been cut dramatically in the past year. For instance, Sacramento Notice of Default Filings have decreased from 2,234 in May 2009 to only 1,327 in May 2010. Notice of Trustee Sale Filings in Sacramento have also decreased in the past 12 months to 1,546 from 2,344 last may. Bank Foreclosures, or Sacramento homes actually sold at the courthouse steps have...
Reasons To Do A Short Sale And Not Foreclosure in Sacramento
[caption id="attachment_2061" align="aligncenter" width="210" caption="HAFA INFO LOGO"][/caption] Sacramento certified short sale specialist answers these huge questions- "Why Do A Short Sale?" To stay in control of the situation, get through the process faster and reduce the damage to your credit! "Why Not Just Go To Foreclosure?" To help your Sacramento area neighborhood! Stay in your home longer, keep it maintained and you can pay off other debt and build reserves! Learn Which Government Program You Qualify For: Check your Eligibility Now! Many people have asked me; "why would I want to go through the hassle of a short sale?". My answer is not always the same, but after finding out the homeowners situation, their goals and needs, the answer to their...
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