Archive for the 'Loan Modification News' Category
Your Guide to a Successful Loan Modification
[caption id="attachment_5450" align="aligncenter" width="570" caption="How-To Loan Mod Kit and Successful Loan Modification Report"][/caption] You're Guide to a Successful Loan Modification- Getting Your Lender to Say "YES" Provided by Folsom's HAFA Certified Short Sale Specialist And Experienced Sacramento Area Short Sale Negotiator Table of Contents Section 1- You, Your Family and Your Mortgage Section 2- Loan Modification Programs Section 3- Options other than a Loan Modification Section 4- If You have a 2nd Mortgage Section 5- Keep An Eye Out For Scams Section 6- Seven Things NOT TO DO Section 7- Where To Get Good Information Section 8- Getting Your Lender To Say “YES" Section 9- Glossary of Terms Blank Conversation Log Section l - You, Your Family and Your Mortgage lf you are dealing with a mortgage that makes it difficult for you remain current on...
Does Your Realtor Specialize in Loan Modifications and Short Sales?
[caption id="attachment_5308" align="alignright" width="272" caption="Loan Modifications, When Succesful Will Provide Long Term, Sustainable Solutions "] As a Certified Short Sale Agent, I specialize in helping homeowners weather the mortgage storm. Those of us who bought a home over the past five years or so, had no idea about the kind of economic upheaval that was going to follow. In fact, it appears that no one actually anticipated what was in store. But here we are. An estimated one fourth of the mortgage holders in the country owe more on their home than its current market value. One out of seven are in some state of default or foreclosure. And possibly the most troubling statistic of all: the vast majority of homeowners who...
Sacramento Loan Modification Help From a Certified Foreclosure Options Expert
You've Gotta Try! Nearly 5% of Loan Mods Are Successful!! I have been asked several times; Who can help me with my Sacramento loan modification? Finally! Sacramento Loan Modification Help! Sacramento Short Sale Expert Forth Hoyt; Folsom's Multi-Certified Pre-Foreclosure Expert and Home Retention Advocate, along with Foreclosure Options Experts At Wereheretohelp.org and Folsom Keller Williams have written and recently compiled an in-depth loan modification packet to help Sacramento Area Homeowners keep their homes. This is a brand new report that includes step by step loan modification instructions and "do it yourself Loan Mod Kit" available for free! Read The Entire Story And Order Your Loan Mod Kit Today!
Loan Modification or “Loan Mod” help is Available for Folsom Homeowners!
Folsom Loan Modifications ...not as tricky as they say; but they do have a very low success rate... Foreclosure Options Experts At Wereheretohelp.org and Folsom Keller Williams have a new report and that includes step by step loan modification instructions and "do it yourself Loan Mod Kit" available for free! Folsom Short Sale Expert Forth Hoyt; Folsom's Very Own CRS, CDPE, HAFA Certified, Pre-Foreclosure Expert and Home Retention Advocate has written and recently compiled an in-depth loan modification packet to help Folsom Homeowners keep their homes. This Loan mod for Folsom, CA homeowners packet is actually two parts: The First one is the do-it yourself loan modification checklist and includes all the specific forms you will need for a loan Modification from most servicers...
Government Options to Save YOUR Home- Which one is right for you?
[caption id="attachment_5328" align="aligncenter" width="300" caption="Less Than 2% of Loan Modifications Applied For receive Any Type Of Principle Reduction!"][/caption] Underwater and payment too high? There are several options available to homeowners who are underwater, and with a mortgage payment that is uncomfortably high- Sacramento Homeowner Options Expert Forth Hoyt Reports on Government Options To Help Homeowners Some of the most misunderstood Government Programs For Underwater Homeowners: ( A ) FHA's Short Refinance Program Launch date: September, 2010 The FHA Short Refinance Program is for borrowers who have remained current on their mortgage payments. It only works IF your bank agrees to write off at least 10% of the principal. If the bank agrees, underwater borrowers can refinance into a new FHA-insured loan. The refinance will put...
Unaffordable Mortgage? How To Start A Loan Modification
[caption id="attachment_5292" align="aligncenter" width="350" caption="Loan Modification Help In Sacramento"][/caption] Has your mortgage payment become unaffordable? Considering a loan modification in Folsom, El DorAdo Hills, Roseville, Natomas, Elk Grove or West Sacramento? Need someone to help with your Sacramento area Loan Modification? Read more and check Government Foreclosure Prevention Program Eligibility here. Homeowners never want to lose their home. And it's never an easy decision for an underwater homeowner or investor to do a short sale or strategic default. As a Certified Short Sale Specialist and an experienced short sale agent, I spend much of my time talking to homeowners in Folsom, El Dorado Hills, Shingle Springs, Cameron Park, and even West Sacramento, Roseville, Rocklin, Natomas and Elk Grove and the entire Sacramento area who...
Government Foreclosure Prevention Program Eligibility- Which Programs Do You Qualify For?
[caption id="attachment_2467" align="aligncenter" width="190" caption="HAFA and other Government Programs- Check Eligibility"][/caption] How do I do HAFA? What is the HAMP/ HAFA Program? What about the Second Lien Modification Program (2MP) Or Home Affordable Refinance Program (HARP)? CHECK YOUR ELIGIBILITY Forth Hoyt, Sacramento HAFA Certified Short Sale Agent And Expert Short Sale Negotiator Explains The Many New Government Anti Foreclosure, Government Loan Modification And Government Short Sale Programs There are a number of government anti foreclosure programs available to provide you with solutions. These government programs have been getting a lot of attention lately. Especially the HAFA government short sale program. See which homeowner options program below matches your situation best, and then take the survey to see if you are eligible for government programs. Can...
LOAN MODS AREN’T WORKING! Loan Mod Report From Congressinal Oversight Panel
[caption id="" align="aligncenter" width="300" caption="The Cat Is Our Of The Bag! Loan Modifications Are Not Working!"][/caption] THE CAT IS OUT OF THE BAG! LOAN MODS AREN'T WORKING!! Extend and pretend strategies have run their course and the THE CHICKENS HAVE COME HOME TO ROOST! According to RealtyTrac: Foreclosure filings (Nationally) were reported on 367,056 properties in March, an increase of nearly 19 percent from the previous month, an increase of nearly 8 percent from March 2009 and the highest monthly total of foreclosures since RealtyTrac began issuing its report in January 2005. California Foreclosure Activity: California alone accounted for 23 percent of the nation’s total foreclosure activity in the first quarter, with 216,263 properties receiving a foreclosure...
Changes To HAMP Timelines; Consumer Protection To HAMP; How To Get HAMP Approval
[caption id="attachment_1852" align="aligncenter" width="600" caption="Newest HAMP changes give more time to struggling homeowners"][/caption] Sacrament Short Sale Specialist and Leading Short Sale Agent Forth Hoyt Reports: Treasury makes even more changes to HAMP Get HAMP Approval Learn Which Government Program You Qualify For: Check your Eligibility Now! After Many, Many Complaints, The Treasury Implements Even More Changes And New Guidelines to HAMP. With only 170,000 people now in long term modifications, HAMP is coming uner fire. Why Isn't HAMP Working? Most people don't realize the foreclosure process does not stop in the loan modification trial period; the foreclosure clock keeps ticking. Most borrowers going into the program are already in the foreclosure process; the Notice Of Default has been filed and the Notice of Trustee Sale is on its...
LOAN MOD, SHORT SALE AND FORECLOSURE Taxes!! Be Aware of The California Foreclosure Tax!
Sacramento Short Sale Information by Certified Sacramento Short Sale Specialist: California Will Not Forgive Taxes on Mortgage Debt Relief. Politicians Battle Over Loan Modification Taxes, Short Sale Taxes and Foreclosure Taxes in California! [caption id="attachment_1822" align="aligncenter" width="231" caption="Schwarzenegger: Terminator REPO Tax Man"][/caption] Looking for HAFA, HAMP, Gidelines? HAFA , HAMP, HARP, 2MP... Government Programs … Check Your Eligibility Now. Crazy to even immagine; but California so far is not extending their mortgage debt relief act... SACRAMENTO, Calif. — What should have been a legislative afterthought is threatening to become a financial purgatory for thousands of California taxpayers hit by the housing crisis. With less than a month until tax filings are due, struggling Californians who received mortgage modifications or lost their homes in short...
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