Archive for the 'HAFA GUIDE AND HAFA NEWS' Category
Government Options to Save YOUR Home- Which one is right for you?
[caption id="attachment_5328" align="aligncenter" width="300" caption="Less Than 2% of Loan Modifications Applied For receive Any Type Of Principle Reduction!"][/caption] Underwater and payment too high? There are several options available to homeowners who are underwater, and with a mortgage payment that is uncomfortably high- Sacramento Homeowner Options Expert Forth Hoyt Reports on Government Options To Help Homeowners Some of the most misunderstood Government Programs For Underwater Homeowners: ( A ) FHA's Short Refinance Program Launch date: September, 2010 The FHA Short Refinance Program is for borrowers who have remained current on their mortgage payments. It only works IF your bank agrees to write off at least 10% of the principal. If the bank agrees, underwater borrowers can refinance into a new FHA-insured loan. The refinance will put...
How Do I Do a HAFA Short Sale?
[caption id="attachment_5281" align="aligncenter" width="200" caption="Certified HAFA Agent in Folsom"][/caption] HAFA Short Sales are beginning to finally work! As a Folsom and El Dorado Hills Short Sale Specialist, and Certified HAFA Specialist I frequently get asked "how do I get in the HAFA program?" or "How do I do HAFA?" "Is my loan eligible for HAFA?" "How do I find a HAFA certified agent in Folsom?" My answer is really simple, no matter who your bank is or what your situation is: Call Your Bank(s) and see if your loan(s) is/are HAFA Eligible- If you have a first and a second; both loans have to be eligible for HAFA... so if one does and one doesn't, it won't work... Want HAFA Information? Read HAFA Guide And...
Folsom Certified HAFA Agent Explains Benefits Of HAFA Short Sale
[caption id="" align="aligncenter" width="360" caption="Certified HAFA Specialists Are Trained To Close Your HAFA Short Sale"][/caption] Certified HAFA Specialist Designation So What are the HAFA Benefits? Folsom HAFA Certified Short Sale Agent and Folsom Expert HAFA Short Sale Negotiator Forth Hoyt Explains The Benefits Of HAFA Short Sales. Designed by the Administration and funded by the Treasury, The HAFA Program, which took effect April 5, 2010, provides servicer, seller and Investor (whoever actually owns the note) incentives. HAFA is supposed to benefit everyone involved in the HAFA Short Sale Negotions. You see, the HAFA Government Short Sale Program was created in the wake of a Failing HAMP loan modification program that only provides less than...
Sacramento Short Sale Specialist Adds Newest Short Sale Certification: Certified HAFA Specialist
[caption id="attachment_3698" align="aligncenter" width="200" caption="Certified HAFA Specialist Designation"][/caption] Sacramento Short Sale Specialist and Certified Expert Short Sale Negotiator Forth Hoyt adds yet another Short Sale Training Certification! Looking for a Sacramento area HAFA agent? Well, you'll never guess what I've recently done; I have completed the training for HAFA and added another Short Sale Certification! Can you believe it? I'm going to run out of room on my business card! I just added the Certified HAFA Specialist Designation from the California Association of Realtors... I am now one of the very few Sacramento area HAFA Certified Specialists! You might wonder; does that really matter? If you are talking about the little letters behind my name; no they really don't matter. Other than letting people...
Three Distinct HAFA Programs…
[caption id="attachment_3690" align="aligncenter" width="300" caption="Short Sale Help"][/caption] Sacramento Short Sale Certified Specialist Forth Hoyt Explains and Shares Information on HAMP and HAFA, and shows Sacramento Short Sale Homeowners how they are the same programs. Read on to find out and guidelines for the three different HAFA programs. I have been on a Short Sale Webinar with Partner First Nationwide real Estate Network (where I got my PCS SHORT SALE Certification)with Scott Thompson - It was called "Pre-Listing Appointment Strategies in Today's HAFA Era. " The program included great information on the three distinct HAFA programs out there. This information just affirmed what I have always done and continue to do: to help Sacramento Short...
How Do I Short Sell My Folsom Home? What Will HAFA Do To Help Me?
[caption id="attachment_3501" align="aligncenter" width="400" caption="Stop Foreclosure In Folsom With A Short Sale"][/caption] Hi! I am a Short Sale Listing Specialist in Folsom and A Sacramento Certified Short Sale Specialist who likes to write about Short Sales, the new HAFA Government Short Sale Program and How The Short Sale Process Works. I'm constantly communicating with Struggling and Upside-down homeowners in Folsom and the entire Sacramento area about how Short Sales Can Keep Homeowners Out Of Foreclosure, and Short Sale Information in general. I talked to two people Today who both called off my website. Both were Struggling Homeowners who are Upside Down In Folsom. They both basically asked "How Do I Short sell My Folsom Home?" Both had questions about HAFA ; how HAFA works and who...
Entire List Of Mortgage Servicers Participating In HAFA
[caption id="attachment_3362" align="aligncenter" width="300" caption="Short Sale Help and Short sale Information"][/caption] HAFA PARTICIPATING BANKS LENDERS AND MORTGAGE SERVICERS Which banks are in the HAFA program? Which banks are participating in HAFA? Who are the HAFA participating banks? How do I find out if my Bank is participating in HAFA?I am getting differendt versions of the same question very frequently. I have been directing many people to the Making Home Affordable Website to find out if their bank, or lender is participating in the new government short sale program; HAFA. I thought I would just take a minute and post that list here at wereheretohelp.org Find out if you qualify: Can I Do HAFA? HAFA Short Sale Facts And Fiction HAFA Participating Mortgage Servicers/ Lenders: Or read...
Sacramento HAFA SHORT SALE SPECIALIST Answers: Can I Do HAFA? HAFA Short Sale Facts And Fiction
[caption id="attachment_3310" align="aligncenter" width="450" caption="HAFA HELP, HAFA FACTS AND HAFA ANSWERS "][/caption] [caption id="attachment_5259" align="aligncenter" width="200" caption="Certified HAFA Specialist Forth Hoyt "][/caption] Sacramento Certified HAFA Short Sale Specialist and Folsom Multi-Certified Short Sale Expert Forth Hoyt Explains More HAFA Facts: The Newest Government Anti- Foreclosure Program; HAFA Has A Lot Of People Asking Questions. Here Are Many Questions I Have Been Answering Lately About HAFA or The Home Affordable Foreclosure Alternatives Program: What is a HAFA Short Sale and how does a HAFA Short Sale work? The HAFA Government Short Sale Program was created in the wake of a Failing HAMP loan modification program that only provides less than 50% of its applicants with any type of successful modification, and of those 40ish% that successful,...
HAFA Facts, HAFA Frequently Asked Questions and HAFA Guidelines For Sacramento Homeowners Facing Foreclosure
[caption id="attachment_2991" align="aligncenter" width="280" caption="Forth Hoyt, Expert Short Sale Negotiator and Certified Sacramento Short Sale Agent Reports Exclusive HAFA Coverage"][/caption] Looking For Information On Sacramento Short Sales? Need a Sacramento area HAFA agent? A Trusted Resource To Help You Decide IF You Should Short Sale In The Sacramento Area? Sacramento Short Sale Service Provides Up-To-The Minute Short Sale Information For Sacramento Short Sales! Sacramento Short Sale Specialist Provides Sacramento Short Sale Info Including HAFA Facts, HAFA Guidelines, HAFA FAQ's, HAFA Questions, HAFA policies, HAFA short sale Guidelines, HAFA incentives... Forth Hoyt, Expert Short Sale Negotiator, Certified Short Sale Expert and Short Sale Specialist answers: How do you know if you qualify for HAFA? HAFA Short Sale Facts: How To HAFA Shortsale! Read on; This...
Fannie Mae and Freddie Mac Begin Government HAFA Short Sale Programs!
[caption id="attachment_2972" align="aligncenter" width="280" caption="HAFA Exclusive Coverage From A Sacramento CDPE Short Sale Expert"][/caption] Exclusive HAFA Coverage Looking Foor Information On Sacramento Short Sales? Need a Trusted Resource To Help You Decide To Do A Short Sale In The Sacramento Area? Sacramento Short Sale Service Provides Up-To-The Minute Short Sale Information For Sacramento Short Sales! Sacramento Area HAFA Short Sale Expert and CDPE Certified Sacramento Short Sale Specialist Provides Continual Coverage of HAFA; the latest Government Short Sale Program. Sacramento Short Sale Agent Reports GSE's to participate in HAFA. This will rewrite the Short Sale Definition. Since it's first roll-out in April, HAFA has already made a significant impact on short sale processing for the small number of homeowners actually able to qualify...
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