Archive for the 'Sacramento Short Sale and Sacramento Foreclosure News' Category
MAKE YOUR HOME SELL FASTER AND FOR MORE without breaking the bank!
[caption id="attachment_19211" align="aligncenter" width="550"] You Can't Over-do Super Clean and Tidy[/caption] It's showtime! But where do you start? So, You've decided to sell your house. It wasn't a fast decision, you have always known where and what you would be looking for when the time came to move to a bigger place. You've also had great advice and always watch the market and have always kind of known the right moves to make: you've saved for moving expenses, closing costs and money for some new furniture. And even some extra "What if" money. You've interviewed several agents and have settled on using a seasoned pro that you feel comfortable and confident with and you enjoy being around. You have sat down with them...
Get Your Home Ready To Sell: Should I Paint Rusty Gas Lines? What about LP Gas Service Piping?
Hi again- I'm doing another How to get your home ready to sell post with an idea on a chore that is a regular home maintenance item for some folks- Here's some of the questions I have been asked about this: Should I Paint Rusty Gas Lines? How do I maintain rusty and corroded gas lines and fittings? Do I need to replace my Gas lines that are corroded and rusted? What do I do with natural gas pipe and propane gas service piping and fittings that have rusted? How do I maintain Gas and Propane service pipe lines? [caption id="attachment_19150" align="alignleft" width="340"] Surface Rust and Corrosion on Natural Gas Line[/caption] [caption id="attachment_19154" align="aligncenter" width="400"] Some of the same steps also clean, refurbish and paint propane...
Probate: Both a Process and A Place
[caption id="attachment_19102" align="aligncenter" width="380"] What is probate and where did it come from?[/caption] What is Probate? "Probate" is the legal process that deals with the assets and debts left behind after someone dies. Probate court is where probate is administered. The Probate adjudicates the validity of wills, enforces the provisions within a valid will (by issuing the grant of probate), makes sure creditors are notified and paid, provides for the equitable distribution of the assets of persons who die intestate (without a valid will), and prevents executors and administrators of estates from being dishonest and ensures they are doing their job. The term "probate" can be used to describe the legal process, or the court where the process takes place, or the distribution of assets. The probate process can include all aspects of estate administration,...
REVERSE MORTGAGE HOMEOWNER DIES: NOW WHAT HAPPENS?
[caption id="attachment_19080" align="aligncenter" width="300"] Reverse Mortgage Loan App[/caption] FROM : https://reverse.mortgage/ ask the servicer By Ryan LaRose In normal, or traditional “forward” mortgages, provisions in the loan documents for the death of the borrower are not often utilized. Given that the reverse mortgage product is designed exclusively for older adults, it’s imperative that reverse mortgage industry professionals are familiar with the standard processes of what occurs once the last surviving borrower passes away. This is an inevitable topic when discussing the unique servicing requirements of these loans and the death of a reverse mortgage borrower is an ultra-sensitive issue that servicers are required to face on a daily basis. Whenever death enters the reverse mortgage servicing process, the servicer must work very closely, and sensitively, with the estate or heirs. It requires the servicer to...
Is your local real estate market beginning to shift?
Is your local real estate market beginning to shift? Depending on your neighborhood, your price range and your personal situation- it may be time to take a snapshot of the market and the trends... The most difficult thing about a Real Estate Market shift, is we NEVER know for sure whether we are in a slight market adjustment or a major market retraction or just a coincidental series of market events, until there is an undeniable amount of evidence. And by then, the shift is over... the evidence comes after the fact, AFTER you can do anything abut it. Real Estate Data happens AFTER the transactional instances that create that data. Absorption Rate, Days on the Market, Months of inventory; they are all measurements...
YOU MUST KNOW: Here’s 3 Mello Roos facts you must know before you buy!
1. What is Mello Roos? 2. How do you find out if a home has Mello Roos? And how much; how long? 3. What are the Mello Roos Taxes or Charges actually paying for? http://www.saccounty.net/services/Pages/Mello-Roos-Special-Taxes-Community-Facilities-District-Administration.aspx http://folsomlakerealty.com/melloroos https://www.trulia.com/voices/q_Mello+Roos+Sacramento+County/ http://www.tomatopages.com/folsomforum/index.php?showtopic=11313 https://sacramentorealestatevoice.com/home-buyers-ask-what-is-mello-roos/ http://www.caltaxfoundation.org/category/sacramento/ http://www.caltaxfoundation.org/category/placer/ http://www.caltaxfoundation.org/category/sacramento/ http://www.caltaxfoundation.org/category/el-dorado/ Buying a home in the Sacramento Region? Are any of the homes you are considering newer than Are you researching the property taxes? A great rule of thumb is to quickly take the purchase price multiplied by 1.25% or .0125. This is the 1% Property tax and .25% estimate in additional local taxes, which are usually about 0.25%. Now, remember, there are also Mello Roos Taxes that may also be paid and collected with the Property Tax, that are actually not a tax but a form of financing that can be used...
The California “Escrow” Process: Can You Survive it?
http://www.dre.ca.gov/files/pdf/Escrow_Info_Consumers.pdf
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Real Estate and the Internet- How has the internet changed real estate marketing?
[caption id="attachment_18857" align="aligncenter" width="500"] amount of online spending from mobile[/caption] HOW THE EVOLUTION OF THE INTERNET HAS CAUSED A NECESSARY TRANSFORMATION FOR THE SUCCESSFUL HOME SELLER... In 1965, a computer in Massachusetts connected with another in California via the first dial-up internet and in 1973 the first hand-held mobile phone call was made. By the early 1980's, the first commercially available desktop PCs started filtering into homes, and since then the tickle of technology advances became a constant surge that turned to a tidal wave of Digital Real Estate Marketing Possibilities. This gradual progression has affected everything in our world... including Travel Agents, Airline Ticketing, Retail Spending, Entertainment (music, movies, books, games, sporting events). Actually, in the last 15 years, the actual process...
The Steps To Execute A Probate In California
[caption id="attachment_18577" align="aligncenter" width="224"] Sacramento Probate Information[/caption] How Do You Execute a Will Through Probate How do you get a probate started? There are specific Steps To Execute A Probate In California. In California, to get the probate process started, you must first file a request with the probate court, which will include a death certificate and original will. You then must notify all known creditors, beneficiaries, and heirs and file proof that you did so. The next step is to prove the validity of the will through statements from witnesses, known as a self-proving affidavit. Only once all documents are filed, you may begin the administration of the estate. To break it down into even more detail: The Probate Estate Administration Process in California includes the following Acquiring an employer identification...
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