Archive for the 'Avoid Foreclosure in Sacramento' Category
California’s Anti Deficiency Law For Short Sales Will Stop Banks From Recourse
[caption id="attachment_3829" align="aligncenter" width="300" caption="California's Newest Short Sale Anti Deficiency Law Goes Into Effect Jan 1, 2011"][/caption] Sacramento Short Sale Specialist and Certified Short Sale Negotiator Forth Hoyt reports on California's new short sale anti deficiency law for short sellers, and how it will change short sale recourse in California. How will it change Recource on California Short Sales? SB 931, recently enacted legislation governing “short sales,” goes into effect Jan 1, 2011, The Legislation applies to any note secured by a first deed of trust or first mortgage for a dwelling of not more than four units. SB931 protects Homeowners as well as Investors, as it is not...
Sacramento Short Sale Specialist Reports Wells Fargo Stops Extensions On Short Sales
[caption id="attachment_3725" align="aligncenter" width="300" caption="Wells Fargo Stops Extending or Rescheduling Foreclosure Trustee Sales"][/caption] Sacramento Certified Short Sale Specialist and Sacramento Area Expert Short Sale Negotiator Forth Hoyt Reports: Wells Fargo Short Sales will need to be smooth, efficient and timely! Contact a Sacramento Certified HAFA short sale expert today! So they say wells fargo trustee sale postponements are are now a thing of the past- \According to DSNews,There's no Wells Fargo foreclosure sales or Trustee Sales being delayed any longer. We just experienced that on a Wells Fargo deal the other day. It was actually a World Savings, which became Wachovia and then eventually a Wells Fargo short sale . We had been having a hard time getting documents gathered from the sellers. They...
Sacramento Short Sale Specialist Adds Newest Short Sale Certification: Certified HAFA Specialist
[caption id="attachment_3698" align="aligncenter" width="200" caption="Certified HAFA Specialist Designation"][/caption] Sacramento Short Sale Specialist and Certified Expert Short Sale Negotiator Forth Hoyt adds yet another Short Sale Training Certification! Looking for a Sacramento area HAFA agent? Well, you'll never guess what I've recently done; I have completed the training for HAFA and added another Short Sale Certification! Can you believe it? I'm going to run out of room on my business card! I just added the Certified HAFA Specialist Designation from the California Association of Realtors... I am now one of the very few Sacramento area HAFA Certified Specialists! You might wonder; does that really matter? If you are talking about the little letters behind my name; no they really don't matter. Other than letting people...
El Dorado Hills Short Sale Information And El Dorado County Short Sale and Foreclosure Report
[caption id="attachment_3238" align="aligncenter" width="450" caption="El Dorado County Short Sales 07 25 10"][/caption] The Graph Above and Chart Below Show a Decline In Active Short Sales in El Dorado County, While Pending Short Sales, Approved Short Sales And Close Short Sales Have Dramatically Increased in El Dorado County Since Last Summer! 1 month 1 year May 10 June 10 % Change June 09 June 10 % Change For Sale 187 203 8.6% 227 203 -10.6% Sold 40 46 15% 21 46 119% Pended 59 98 66.1% 48 98 104.2% New Government Foreclosure Prevention Program Eligibility- Which Programs Do You Qualify For? CHECK YOUR ELIGIBILITY NOW So active short sales have declined and the number of El Dorado County short sale closings are increasing. This means that more of our inventory is actually being cleared before foreclosure in El Dorado County and that homes...
How Do I Short Sale My Sacramento Area Home? Short Sale Training For Homeowners
[caption id="attachment_3090" align="aligncenter" width="310" caption="HAFA Is The Latest Government Short Sale Program"][/caption] FOLSOM Certified Short Sale Specialist and Sacramento area Short Sale Expert Forth Hoyt answers common questions from Sacramento Short Sale candidates; How do I get started in Short Selling My Home? How do I do A Short Sale On my Home? Short Sale Training 101 For Sacramento Area Homeowners: What are the steps, what's the Short Sale Process, the Short Sale Timelines? What is a Short Sale Package? What are the required short sale documents that make up the Short Sale Package? What do the banks consider as a Hardship for a Short Sale? And what can I expect as we get started? As a Certified Short Sale Specialist and Expert...
How Do I Short Sale My House? Whats The Short Sale Process?
[caption id="attachment_3085" align="aligncenter" width="468" caption="Short Sale Life Preserver"][/caption] Forth Hoyt, Expert Short Sale Negotiator And Certified Short Sale Specialist Helps Families Avoid Foreclosure In Folsom, El Dorado Hills, Granite Bay, Orangevale, Fair Oaks, Natomas, Elk Grove, Lincon, Roseville, Rocklin and Surrounding Areas. Here, Forth Gives Sacramento Short sale Information and Answers A Common Qustion? What is The Short Sale Process... You could actually mean that two ways; The Short Sale Process: The process a typical struggling homeowner goes through leading up to the decision of selling their home through a short sale. The Short Sale Process: The process an actual short sale file goes through from beginning to end, how and where the file gets built, the documents included, the different stages the servicers have...
HAFA Facts, HAFA Frequently Asked Questions and HAFA Guidelines For Sacramento Homeowners Facing Foreclosure
[caption id="attachment_2991" align="aligncenter" width="280" caption="Forth Hoyt, Expert Short Sale Negotiator and Certified Sacramento Short Sale Agent Reports Exclusive HAFA Coverage"][/caption] Looking For Information On Sacramento Short Sales? Need a Sacramento area HAFA agent? A Trusted Resource To Help You Decide IF You Should Short Sale In The Sacramento Area? Sacramento Short Sale Service Provides Up-To-The Minute Short Sale Information For Sacramento Short Sales! Sacramento Short Sale Specialist Provides Sacramento Short Sale Info Including HAFA Facts, HAFA Guidelines, HAFA FAQ's, HAFA Questions, HAFA policies, HAFA short sale Guidelines, HAFA incentives... Forth Hoyt, Expert Short Sale Negotiator, Certified Short Sale Expert and Short Sale Specialist answers: How do you know if you qualify for HAFA? HAFA Short Sale Facts: How To HAFA Shortsale! Read on; This...
Sacramento Short Sale Specialist With More Short Sale Information; What Is A Short Sale?
[caption id="attachment_2474" align="aligncenter" width="200" caption="Short Sales- Should Be Called Long, Hard, Complicated Sales That Require A Certified Short Sale Specialist"][/caption] Information on Sacramento Short Sales: Sacramento Short Sale Specialist And Experienced Short Sale Agent Presents: Short Sales Explained A short sale can be an excellent solution for homeowners who need to sell, and who owe more on their homes than they are worth. In the past, it was rare for a bank or lender to accept a short sale. Today, however, due to overwhelming market changes, banks and lenders have become much more negotiable when it comes to these transactions. Recent changes in corporate policy and the Obama administration have also improved the chances of getting a short sale approved. But to be...
Sacramento Short Sale Expert Answers: How To Apply for HAFA
[caption id="attachment_2377" align="aligncenter" width="285" caption="HAFA Guidelines, Timelines and Qualification Process"][/caption] There are a number of government anti foreclosure programs available to provide you with solutions. Are you looking for Government guidelines? Check Your Eligibility Now Forth Hoyt's Sacramento Short Sale Center Mortgage troubles? I can help ... 916-316-3810 [youtube][/youtube] Certified Sacramento short sale specialist and certified HAFA short sale negotiator Forth Hoyt presents: How to Apply for HAFA Homeowners interested in utilizing foreclosure alternatives under HAFA are instructed to contact their lender if they meet the government short sale eligibility requirements and inform them of their desire to participate. After April 5, 2010 — when HAFA activates — participating lenders should preemptively contact their eligible borrowers within 30 days, either after they meet eligibility requirements or after...
Changes To HAMP Timelines; Consumer Protection To HAMP; How To Get HAMP Approval
[caption id="attachment_1852" align="aligncenter" width="600" caption="Newest HAMP changes give more time to struggling homeowners"][/caption] Sacrament Short Sale Specialist and Leading Short Sale Agent Forth Hoyt Reports: Treasury makes even more changes to HAMP Get HAMP Approval Learn Which Government Program You Qualify For: Check your Eligibility Now! After Many, Many Complaints, The Treasury Implements Even More Changes And New Guidelines to HAMP. With only 170,000 people now in long term modifications, HAMP is coming uner fire. Why Isn't HAMP Working? Most people don't realize the foreclosure process does not stop in the loan modification trial period; the foreclosure clock keeps ticking. Most borrowers going into the program are already in the foreclosure process; the Notice Of Default has been filed and the Notice of Trustee Sale is on its...
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